Free Resources. Practical Tools. Student Success.
Home›Resource Library
FREE CLASSROOM-READY MATERIALS

Student Resource Library

Find something useful for your next lesson.

Public student materials: view and download without an account. Tests, quizzes, and answer keys are reserved for approved educators.

Organized collection of digital and print lesson plans, worksheets, case studies, and classroom activities
Active filters65 matching resources
65 ResourcesMatching your search and filters
PROJECTFEATURED

Financial Independence Blueprint Project

FM.1
▱ Grades 9–12◷ 5 class periods

Move beyond a one-period activity with a project that asks students to synthesize financial goals and decisions and produce something tangible.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Balanced Monthly Budget

FM.3
▱ Grades 9–12◷ 45–60 min

Use Balanced Monthly Budget to make budgeting and money management concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Bank Account Comparison

FM.2
▱ Grades 9–12◷ 45–60 min

Use Bank Account Comparison to make banking and financial services concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Budget Adjustment Challenge

FM.3
▱ Grades 9–12◷ 45–60 min

Turn budgeting and money management into a hands-on classroom decision with enough structure to keep students moving and enough choice to keep the task meaningful.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Budget Method Comparison

FM.3
▱ Grades 9–12◷ 45–60 min

Turn budgeting and money management into a hands-on classroom decision with enough structure to keep students moving and enough choice to keep the task meaningful.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Budget Variance Detective

FM.3
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore budgeting and money management, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Building A Debt Repayment Plan

FM.5
▱ Grades 9–12◷ 45–60 min

Move credit and debt from theory to action as students build a Debt Repayment Plan, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Building A First Year Independent Living Financial Plan

FM.1
▱ Grades 9–12◷ 45–60 min

A practical way to build a First Year Independent Living Financial Plan without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Building A Renters Insurance Plan

FM.7
▱ Grades 9–12◷ 45–60 min

Use this resource to build a Renters Insurance Plan through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Building SMART Financial Goals And An Action Plan

FM.1
▱ Grades 9–12◷ 45–60 min

A practical way to build sMART Financial Goals And An Action Plan without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Calculating Tax With Marginal Brackets

FM.8
▱ Grades 9–12◷ 45–60 min

Move taxes and public finance from theory to action as students calculate tax With Marginal Brackets, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Calculating The Full Cost Of Vehicle Ownership

FM.3
▱ Grades 9–12◷ 45–60 min

Move transportation decisions from theory to action as students calculate the Full Cost Of Vehicle Ownership, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Checking Account Register

FM.2
▱ Grades 9–12◷ 45–60 min

Use Checking Account Register to make banking and financial services concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Auto Insurance Coverage And Costs

FM.7
▱ Grades 9–12◷ 45–60 min

Use this resource to compare auto Insurance Coverage And Costs through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Auto Loan Offers

FM.3
▱ Grades 9–12◷ 45–60 min

Students compare auto Loan Offers while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Education And Training Pathways

FM.5
▱ Grades 9–12◷ 45–60 min

Move education financing from theory to action as students compare education And Training Pathways, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Financial Aid Offers

FM.5
▱ Grades 9–12◷ 45–60 min

Use this resource to compare financial Aid Offers through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Health Insurance Plan Costs

FM.7
▱ Grades 9–12◷ 45–60 min

Students compare health Insurance Plan Costs while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Interest Earned Interest Paid And The Effect Of Time

FM.4
▱ Grades 9–12◷ 45–60 min

Students compare interest Earned Interest Paid And The Effect Of Time while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Job Offers And Total Compensation

FM.8
▱ Grades 9–12◷ 45–60 min

A practical way to compare job Offers And Total Compensation without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Loan Offers

FM.5
▱ Grades 9–12◷ 45–60 min

Use this resource to compare loan Offers through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Mutual Funds And ETFs

FM.6
▱ Grades 9–12◷ 45–60 min

Students compare mutual Funds And ETFs while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Payment Methods And Total Transaction Costs

FM.2
▱ Grades 9–12◷ 45–60 min

Students compare payment Methods And Total Transaction Costs while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Rental Housing Options

FM.3
▱ Grades 9–12◷ 45–60 min

Move housing decisions from theory to action as students compare rental Housing Options, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Stocks Bonds And Cash

FM.6
▱ Grades 9–12◷ 45–60 min

Students compare stocks Bonds And Cash while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Student Loan Repayment Options

FM.5
▱ Grades 9–12◷ 45–60 min

Move education financing from theory to action as students compare student Loan Repayment Options, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Total Purchase Cost And Value

FM.7
▱ Grades 9–12◷ 45–60 min

Students compare total Purchase Cost And Value while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Comparing Transportation Options

FM.3
▱ Grades 9–12◷ 45–60 min

Move transportation decisions from theory to action as students compare transportation Options, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
TECHNOLOGY TOOL

Compound Interest Calculator Lab

FM.4
▱ Grades 9–12◷ 35–50 min

Use technology as the tool—not the lesson—as students work through a realistic saving technology challenge.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Connecting Career Choices To Take Home Pay And Lifestyle Goals

FM.1
▱ Grades 9–12◷ 45–60 min

Move financial planning capstone from theory to action as students connect career Choices To Take Home Pay And Lifestyle Goals, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Creating And Defending A Personal Financial Action Portfolio

FM.1
▱ Grades 9–12◷ 45–60 min

Use this resource to create and Defending A Personal Financial Action Portfolio through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Credit Card Interest And Payment Choices

FM.5
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore credit and debt, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
TECHNOLOGY TOOL

Credit Comparison Spreadsheet

FM.5
▱ Grades 9–12◷ 35–50 min

Use technology as the tool—not the lesson—as students work through a realistic credit technology challenge.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Credit Score Factors And Choices

FM.5
▱ Grades 9–12◷ 45–60 min

Use Credit Score Factors And Choices to make credit and debt concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Diversification And Asset Allocation

FM.6
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore saving and investing, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Dollar Cost Averaging Decisions

FM.6
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore saving and investing, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Emergency Fund Builder

FM.4
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore saving and interest, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Evaluating Employee Benefits

FM.8
▱ Grades 9–12◷ 45–60 min

Move income, pay and benefits from theory to action as students evaluate employee Benefits, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Evaluating Free Trials And Subscriptions

FM.7
▱ Grades 9–12◷ 45–60 min

A practical way to evaluate free Trials And Subscriptions without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Evaluating Renting Versus Buying

FM.3
▱ Grades 9–12◷ 45–60 min

Move housing decisions from theory to action as students evaluate renting Versus Buying, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Financial Priorities Challenge

FM.1
▱ Grades 9–12◷ 45–60 min

Use Financial Priorities Challenge to make financial goals and decisions concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Fixed Variable Periodic Expenses

FM.3
▱ Grades 9–12◷ 45–60 min

Turn budgeting and money management into a hands-on classroom decision with enough structure to keep students moving and enough choice to keep the task meaningful.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Investment Fees And Long Term Growth

FM.6
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore saving and investing, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
TECHNOLOGY TOOL

Investment Portfolio Tracker

FM.6
▱ Grades 9–12◷ 35–50 min

Give students a purposeful technology task built around investing technology, with a finished product that makes their thinking visible.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Needs Wants Tradeoffs

FM.1
▱ Grades 9–12◷ 45–60 min

Use Needs Wants Tradeoffs to make financial goals and decisions concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Organizing Financial Records And Resolving Account Errors

FM.2
▱ Grades 9–12◷ 45–60 min

Give students an active way to explore payments, banking and records, make a choice, and explain why their reasoning makes sense.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Overdraft Decision

FM.2
▱ Grades 9–12◷ 45–60 min

Use Overdraft Decision to make banking and financial services concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Paycheck To Paycheck Budget Planner

FM.3
▱ Grades 9–12◷ 45–60 min

Use Paycheck To Paycheck Budget Planner to make budgeting and money management concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Planning For Irregular Expenses

FM.4
▱ Grades 9–12◷ 45–60 min

Use this resource to plan for Irregular Expenses through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Preparing To File Taxes Safely

FM.8
▱ Grades 9–12◷ 45–60 min

A practical way to prepare to File Taxes Safely without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Reading A Credit Card Statement

FM.5
▱ Grades 9–12◷ 45–60 min

Use this resource to read a Credit Card Statement through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Reading A Credit Report

FM.5
▱ Grades 9–12◷ 45–60 min

Students read a Credit Report while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Reading A Stock Quote And Measuring Return

FM.6
▱ Grades 9–12◷ 45–60 min

Students read a Stock Quote And Measuring Return while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Reading And Checking A Form W-2

FM.8
▱ Grades 9–12◷ 45–60 min

Students read a Form W-2 while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Reading And Checking A Pay Statement

FM.8
▱ Grades 9–12◷ 45–60 min

A practical way to read a Pay Statement without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Reading And Managing A Residential Lease

FM.3
▱ Grades 9–12◷ 45–60 min

Students read and Managing A Residential Lease while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Recognizing Investment Fraud And Red Flags

FM.6
▱ Grades 9–12◷ 45–60 min

Move saving and investing from theory to action as students recognize investment Fraud And Red Flags, identify what matters, and explain what they would do next.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Researching A Company With SEC Filings

FM.6
▱ Grades 9–12◷ 45–60 min

Students research a Company With SEC Filings while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
CASE STUDY

Responding To Identity Theft

FM.7
▱ Grades 9–12◷ 45–60 min

A practical way to respond to identity Theft without turning the lesson into a vocabulary exercise. Students leave with a clear conclusion or product.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Risk Return And Time Horizon

FM.6
▱ Grades 9–12◷ 45–60 min

Use Risk Return And Time Horizon to make saving and investing concrete through a focused task, discussion, and a takeaway students can connect to real life.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Savings Goal Ladder

FM.1
▱ Grades 9–12◷ 45–60 min

A practical activity that makes financial goals and decisions easier to discuss because students have to use the idea, not just define it.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
ACTIVITY

Savings Interest And APY

FM.4
▱ Grades 9–12◷ 45–60 min

Turn saving and interest into a hands-on classroom decision with enough structure to keep students moving and enough choice to keep the task meaningful.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
TECHNOLOGY TOOL

Spreadsheet Budget Builder

FM.3
▱ Grades 9–12◷ 35–50 min

Give students a purposeful technology task built around budgeting technology, with a finished product that makes their thinking visible.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Using A Financial Decision Making Process For Competing Goals

FM.1
▱ Grades 9–12◷ 45–60 min

Students use a Financial Decision Making Process For Competing Goals while weighing real-world choices and explaining the evidence behind their decisions.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
WORKSHEET

Using Mobile Banking And Peer To Peer Payment Apps Safely

FM.2
▱ Grades 9–12◷ 45–60 min

Use this resource to use mobile Banking And Peer To Peer Payment Apps Safely through realistic information, trade-offs, and a decision students can justify.

✓ Free educator resourceCFMNY · Classroom use permitted
Preview & download
NEED A FASTER START?

Use a guided resource pathway.

Teacher and student pathways provide different levels of resource access.

Educator Resources →Public Student Resources →