CAREER & FINANCIAL MANAGEMENTCourse Purpose
Equip students with the knowledge, skills, and mindsets needed to make informed career and financial decisions now and in the future.
PLAN YOUR CFM COURSE
Build a CFM Course That Works in Your Classroom.
Start with a pacing path, see the major course topics, connect to New York State expectations, and move directly into free classroom resources.
✓ Grades 9–12✓ 20- or 40-week options✓ NYS focused✓ Resource-linked
START HERE
Choose the level of support you need.
Use the curriculum as a quick planning reference or follow one of the complete pacing paths.
Real-World Relevant
Students connect learning to real-life situations through activities, case studies, projects, and current events.
Student-Focused
Encourages critical thinking, problem solving, collaboration, and responsible decision-making.
NYS Framework Focused
Designed with reference to the NYS Career & Financial Management Framework, CDOS Standards, and CTE learning connections.
PACING OPTIONS
Choose the course structure that fits your schedule.
Both pathways cover the same broad CFM purpose, with different amounts of instructional time and room for deeper projects.
20 WEEKS
Semester Course
A focused one-semester sequence for schools offering CFM as a half-year course.
- Clear weekly progression
- Core career and financial topics
- Built-in opportunities for projects and assessment
40 WEEKS
Full-Year Course
An expanded sequence with more time for application, projects, reinforcement, and deeper exploration.
- Extended instructional time
- More project-based learning
- Additional practice and enrichment
COURSE OVERVIEW
Career readiness and financial capability in one coordinated course.
Career & Financial Management (CFM) helps students explore career options, develop essential workplace skills, and build financial literacy for a successful future. The course blends career development and financial management topics to prepare students for life after high school.
- Appropriate for Grades 9–12
- Designed with reference to the NYS CFM Framework and related learning standards
- Flexible for semester (20 weeks) or year-long (40 weeks) formats
- Includes real-world applications and project-based learning
QUICK MAP
Plan from topic to classroom resource.
01Identify the topicStart with the unit or skill students need.
02Check the pacing pathSee where it fits in your semester or year.
03Open matching resourcesUse lesson plans, activities, worksheets, assessments, and projects.
16 COURSE AREAS
Course Topics at a Glance
Each topic links directly into the CFMNY Resource Library so planning can move immediately into classroom materials.
01
Career Exploration
Find Resources →02Education & Training
Find Resources →03Job Search & Employment
Find Resources →04Workplace Success
Find Resources →05Earning Income
Find Resources →06Taxes & Your Paycheck
Find Resources →07Banking & Financial Services
Find Resources →08Budgeting & Money Management
Find Resources →09Credit & Debt
Find Resources →10Saving & Investing
Find Resources →11Insurance & Risk Management
Find Resources →12Consumer Skills & Decisions
Find Resources →13Technology & Your Finances
Find Resources →14Business & Entrepreneurship
Find Resources →15Global & Economic Factors
Find Resources →16Capstone Project
Find Resources →NY
NEW YORK STATE CONNECTION
Explore NYS CFM →Need the framework, standards, and CTE context?
Use the NYS CFM page as a practical guide to the state framework, sixteen themes, CDOS alignment, CTE requirements, and implementation resources.
Looking for a Complete Classroom Solution?
The Youthwise Press CFM Program includes a turnkey curriculum, textbooks, workbook, teacher resources, assessments, and presentations.