Understand the Framework. Plan the Course. Find the Resources.
Use this page as a practical educator guide to New York State Career & Financial Management requirements, the sixteen themes, CDOS connections, CTE context, and implementation support.
Start with the requirement before you build the course.
Career & Financial Management (CFM) provides students with career and life skills for success beyond high school. Within a secondary NYSED-approved CTE program, CFM must be included either as a stand-alone course or as embedded content.
For NYSED-Approved CTE Programs
CFM must address all sixteen themes in the state framework. When delivered as a stand-alone course, it must be at least ½ unit of credit. Local schools may also offer CFM outside an approved CTE program based on local curriculum decisions.
16CFM themesAll must be addressed in approved CTE programs.
½unit of creditMinimum when CFM is taught as a stand-alone course in an approved CTE program.
2delivery modelsStand-alone course or embedded within the CTE sequence.
The 2022 NYSED framework is organized into eight Career Management modules and eight Financial Management modules. NYSED-approved CTE programs must address all sixteen.
Use the CFM framework alongside relevant New York State learning standards and CDOS performance indicators to build practical, standards-based instruction.
Secondary NYSED-approved CTE programs must include at least 3.5 units of CTE coursework, inclusive of the equivalent of ½ unit of Career & Financial Management. Programs may deliver CFM as a stand-alone course or embed its sixteen themes throughout the CTE sequence.
CFMNY summaries are independently written for educator reference. Official NYSED materials are linked to their original sources and remain subject to NYSED's applicable copyright and use terms.
Is CFM required for every NYS high school student?
No. NYSED requires CFM within all NYSED-approved secondary CTE programs. Individual districts may establish additional local course or graduation requirements.
How much CFM instruction is required in an approved CTE program?
The program must provide the equivalent of at least ½ unit of CFM and address all sixteen themes in the framework.
Can CFM be embedded?
Yes. NYSED allows CFM to be taught as a stand-alone course or embedded throughout the content of a CTE program.
Can CFM support CDOS pathways?
Yes. CFM coursework can contribute to CTE instruction used within the CDOS graduation pathway or CDOS Commencement Credential framework.
Independent resource notice: CFMNY is an independent educational resource and is not affiliated with, sponsored by, approved by, or endorsed by the New York State Education Department. References and links to NYSED materials are provided for educator information and planning purposes.
\n\n
READY TO BUILD YOUR COURSE?
Move from state guidance to classroom planning.
Choose a pacing path, explore teacher resources, or search the complete Resource Library.
CAREER & FINANCIAL MANAGEMENT